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视频标签：Borrowing mo,财经英语
所属栏目：高中英语优质课视频
视频课题：人教版选修（语言应用类）初级财经英语unit3 Borrowing money教学-浙江
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高中英语人教版选修（语言应用类） 初级财经英语 unit 3 Borrowing money教学-浙江省 - 宁波
选修（语言应用类） 初级财经英语 unit 3 Borrowing money教学设计 奉化高级中学刘旭芳
I. Analysis of the Teaching material
The topic of this unit is borrowing money and it includes two parts, that is, why do people borrow money and how do people borrow. As high school students, the topic may a little bit difficult ,so to make students well understood it , the teacher gave as many chances as possible for students to discuss with classmates and did a survey from classmates. II. Teaching aims and demands 1.Knowledge objective
Make the students master the following words, phrases.
credit, deposit, security, portfolio, assets,loan, option, broker, penalty, investment, get a loan, repay a loan, service a loan, credit rating. 2.Ability objective
1)Students are able to improve the reading ability through reading activities.
2)Students are able to know the reasons as well as advantages and disadvantages of borrowing. 3)Students are able to get familiar with the steps of getting a loan.(Different loan types &conditions, options offered by the lenders, lending institutions,credit rating, ability to repay the loan)
3.Affective objective
Students are supposed to know both pros and cons of campus net loan. At the same time, students need to be cautious when meet with campus net loan. III. Teaching Important Points & Difficult Points 1.Learn the words and phrases listed above.
2.The topic of the text is difficult for high school students and they can’t use English to express themselves.
IV. Teaching procedures: Step I Lead in
To lead in the topic, a short play about campus net loan is put on. After the play, Ask students what lesson they have learned. Students are supposed to know the risk of borrowing money. Step II While-Reading Reasons for borrowing
In this class, we’ll learn why people borrow money and how people borrow money. Go through the beginning of the text and find the answers of the following questions. Q1:What are the two factors that lead to an increasing use of borrowed money?
Q2:.In what conditions, will people borrow money?
To own an item sooner, consumers just pay the first part of a larger payment, which is called ________,with the remaining amount to be paid later.(What is called deposit?) Q3:What are the advantages and disadvantages of borrowing money?
Tip1: Borrowers should take both advantages and disadvantages into consideration before borrowing. Getting a loan
Q1: How do people borrow money?
Borrowers may apply to ______ for _________. (certain lending institution/a loan) Q2: What does the lender look for when offering a loan? Q3: How to increase the chance of getting a loan?
Tip2: Building up a portfolio that increase a borrower's assets will increase the chance of getting a loan.
Q4: What options will people have if they want to apply for a loan?
Tip3: Borrowers have a variety of options when applying for a loan, such as applying in person, using a broker or making an online application. Types of loans & Lending institutions Common loans provided by Lending institutions Loans used for
Lending institutions
Car
New car and used cars Banks
House House, unit and land
Online loan companies
Personal
Travel, furniture, holidays and home improvements ...... Investments
Shares and property
Tip4: It is important for borrowers to understand the different types and conditions of the loans. T: Because different types of products need different types of loans, each with their own loan conditions. For example, the car loan is used for buying new cars and used cars. As we know, the traditional lending institutions are banks, but with the development of Chinese financial system, new banks are coming, some online loan companies such as Ren Ren Dai provide convenient financial services. Let’s do a survey from one of your classmate’s family.
A survey from_______’s family
Getting a loan (options)
Types of loans
Loans used for
Lending institutions
T: It seems that many of your families have got loans, but can anyone get a loan from the bank? Ability to repay
In deciding a borrower’s ability to repay a loan, lenders look at these: borrower’s income 收入状况
total amount being borrowed 贷款总额 interest rate being charged 支付的利率
amount of deposit that is being provided 首付金额度 regular loan repayment amount 分期还款额度 regular repayment time period 分期还款频率
total length of the loan repayment period 还清贷款时间
penalty conditions of the loan if not paid promptly 拖欠还款处罚条件
Tip5: The ability to repay the loan is an important consideration for borrowers, otherwise the loan will be rejected. Credit rating
Q1: What will be conducted by the lenders when borrowers apply for a loan? Q2: How to build up a good credit record ?
Tip 6: It is a good idea to borrow small amounts of money to buy small-value items to build up a good credit record.
T：Let’s put what we’ve learned into practice. Step III Consolidation
Suppose your friend Maggie tells you in a letter she wants to buy a house which will cost her RMB2,000,000 ,but she has only 800,000 in hand. Write back to give your suggestions. What are expected to be included in your writing? getting a loan
advantages and disadvantages of getting a loan how to get a loan
some special conditions she should know before applying for a loan IV. Blackboard Design. Reasons
Why to borrow
Borrowing money Advantages&Disadvantages
How to borrow Security Options
Types&conditions Credit rating Ability to repay
V. Reflection
这堂课基本做到了把课堂让给学生，让学生在自主、合作、探究的气氛中愉快度过，既顺利完成教学任务，又促进其情感教育。这堂课的完成使我感到欣慰，值得我深思。
首先，良好的导入是整个课堂成功的一半，用学生自编自导的短剧导入，能够紧紧抓住学生的心理和兴趣，使课堂教学更具趣味性且更能引发学生思考。其次，考虑到教材难度比较大，而且本班学生相对基础薄弱，词汇积累不够。因此教学内容的设计基本符合本班学生的实际情况，问题的设计着重指导学生如何捕捉主要信息，如何分辨有用信息和冗余信息并整合信息（如对贷款原因、申请贷款的方式和贷款种类的分类整理）。教师尽量采取多种形式让学生参与课堂讨论和思考，因此对于借钱的优缺点讨论以及对周围同学的调查可以充分调动学生的积极性，从而让更多的学生参与到课堂中。
但是，本堂课也还存在一些不足，需要加以改进：
1、由于本堂课任务多，容量大，导致完成任务时间较紧，今后应注意教学步骤间的紧密衔接。
2、课堂阅读时间不够，遇到学生不理解时，应多引导，降低难度，留足时间，鼓励学生大胆开口。
3、最后的写作输出由于时间有限，没有进行过多的点评和展示，深表遗憾。
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